Interactive calculator

CGTMSE. Amounts & Calculator

Guarantee cover by slab (higher % for micro, women, special categories) on eligible loans; annual guarantee fee ~ fractions of a percent of outstanding, per current schedule.

By Kerala Rising · ·

Planning tool

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Planning aid only. Confirm current whether you may qualify, notified caps, applicable costs, and official rules before committing money.

The Formula

Guarantee cover by slab (higher % for micro, women, special categories) on eligible loans; annual guarantee fee ~ fractions of a percent of outstanding, per current schedule.

Worked Example

Rs 10L micro loan: fee often under Rs 10k/yr vs pledging the house. the cheapest insurance most borrowers ever decline.

Notes

Fee appears in the sanction; ask for it itemised. Interactive version of this calculator lives on the site; figures stamp from the verified record on date not recorded in this page. WhatsApp +1 443 595 9000.