Interactive calculator
Ceilings: Shishu 50k · Kishore 5L · Tarun 10L · Tarun Plus 20L (post-Tarun repayment). No subsidy; EMI = standard amortisation at the bank's quoted rate.
Planning tool
Planning aid only. Confirm current whether you may qualify, notified caps, applicable costs, and official rules before committing money.
Ceilings: Shishu 50k · Kishore 5L · Tarun 10L · Tarun Plus 20L (post-Tarun repayment). No subsidy; EMI = standard amortisation at the bank's quoted rate.
Rs 3L Kishore at ~11.5%, 5 years ≈ Rs 6,600/month. Ask YOUR rate in writing. it varies by bank and profile.
Right-size to the plan: interest on unused ceiling is a self-inflicted wound. Interactive version of this calculator lives on the site; figures stamp from the verified record on date not recorded in this page. WhatsApp +1 443 595 9000.