Plain-language explainer

Credit-Linked vs Direct Subsidy

Credit-linked: subsidy rides a bank loan (PMEGP, PM-FME). Direct: no loan needed (ESS).

By Kerala Rising · ·

In One Breath

Credit-linked: subsidy rides a bank loan (PMEGP, PM-FME). Direct: no loan needed (ESS).

What It Means For You

No bankable loan = credit-linked schemes are closed; ESS's loan-free design is the rare open door. +1 443 595 9000.