Audience option

Scheme finder. where should I start?

Match a real-life statement to the first programme route and office worth checking. This is a signpost, not an approval decision.

By Kerala Rising · ·

If you want to make or process a product

Start with ESS and PMEGP for an eligible new manufacturing unit; add PMFME if it is food processing. For a small start, investigate Mudra. Take the business idea, product, expected buyers, machinery quotations, and working-capital estimate to the DIC and a bank.

If you want to start a service, shop, or local trade

Start with Mudra and an ordinary bank discussion. PMEGP may be relevant for a larger eligible new service project; ESS generally is not a substitute for a shop or pure service. For tourism, coir, khadi, rubber, or other sectoral activities, also check the relevant board or department.

If you farm, keep animals, or fish

For crops, start with the Krishi Bhavan, KCC, and PM-KISAN. For dairy, start with the dairy extension route, local cooperative, and Ksheerasree. For goats, poultry, pigs, or bees, start with the Veterinary Hospital. For ponds, biofloc, cage culture, or ornamental fish, start with the Fisheries office. Ask which current component is open before planning around a subsidy.

If your situation is specific

Women can also check Kudumbashree and Women’s Development Corporation routes. SC/ST entrepreneurs should check the dedicated development corporations alongside mainstream schemes. Returnees should compare NORKA-linked finance with state and bank routes. Young technology founders should contact Kerala Startup Mission after validating the customer problem.