KERALA RISING · FROM EXPORTING PEOPLE TO EXPORTING IDEAS PART FOUR · MAKING IT REAL, AND MAKING IT LAST.................................................................................240 15. Ownership, governance, and public audit...................241 16. The financial model in full...........................................248 17. Sequencing the rollout................................................262 18. Risks, and what we expect to get wrong.....................266 19. The Kerala chapter this would write...........................272 20. Beyond Kerala: the export opportunity.......................276 21. The hardest questions, answered................................282 22. Ethics, consent, and the law........................................292 23. A letter to the sceptic..................................................298 24. Measured against the alternatives..............................302 25. Why this might fail......................................................307 Epilogue: Kerala, 2040......................................................312 Afterword: the Kerala worth wanting................................315 Appendix A · The framework on one page.........................318 Appendix B · Assumptions register....................................322 Appendix C · A first-hundred-days guide...........................325 Appendix D · Precedents, in more detail...........................330 Appendix E · Glossary of terms.........................................333 Appendix F · Evidence dossier..........................................336 Appendix G · Questions a reviewer will ask......................339 Appendix H · A pilot, fully specified..................................343 References.........................................................................349 5