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File a transmission request with each fund house (or via the registrar): claim form, death certificate, nominee's KYC and bank details, and. if there is no nominee. succession documents. With a nominee it takes weeks; without one it depends on the amount and the succession proof required.
File a transmission request with each fund house (or via the registrar): claim form, death certificate, nominee's KYC and bank details, and. if there is no nominee. succession documents. With a nominee it takes weeks; without one it depends on the amount and the succession proof required.
With a nominee: documents submitted, units transmitted in 30 days, then redeemed. Without a nominee on a ₹4 lakh folio: indemnity bond, affidavit, heirship certificate, NOC from other heirs. three months.
Transmission moves units to the nominee or heir; they then hold or redeem. Thresholds for requiring a succession certificate vs. indemnity vary by fund house and amount.
Nominee on each folio KYC of the claimant Fund house threshold for succession proof Tax implications of redemption
Redeeming immediately without considering tax and whether the funds are good to keep.
Kerala Rising can help assemble the transmission file; the registrar offices accept documents by courier.
Six folios, ₹9 lakh, four fund houses: all transmitted in 7 weeks with a nominee.
If the nominee is a minor, a guardian process applies.
Get the forms from each fund house Submit with documents Decide hold vs. redeem with a registered adviser
How do I know whether my father had mutual funds? What if there is no nominee?
Family support
RBI guidance on deceased depositors' claims and UDGAM portal · SEBI/AMFI transmission procedures · IRDAI claim guidelines · Kerala Registration and Revenue Department procedures for legal heirship · Indian Succession Act / Hindu Succession Act as applicable Rates, limits and whether you may qualify change. Confirm with the official source. Ask Kerala Rising: Start with a Family Asset Inventory. Send us what you know so far. even a name and a bank. and we will help you work through every place worth checking. WhatsApp +1 443 595 9000 · keralarising.com Kerala Rising › Family › After a death · After a death 7
This page is general orientation, not personal insurance, investment, medical, legal, lending, tax, or professional advice. Rules, rates, benefits, and claim or application decisions can change. Confirm the current position with the named official source and use a licensed or qualified professional where your situation requires one. Kerala Rising does not decide whether you may qualify, approve claims, or promise an outcome.