Answer Book question
Request a Consolidated Account Statement (CAS) from the registrars (CAMS and KFintech) using his PAN and email. it lists every mutual fund folio across fund houses. Also check his email for fund statements and his bank statements for debits to fund houses or platforms.
Request a Consolidated Account Statement (CAS) from the registrars (CAMS and KFintech) using his PAN and email. it lists every mutual fund folio across fund houses. Also check his email for fund statements and his bank statements for debits to fund houses or platforms.
A family has no idea their father invested in funds. A CAS request with his PAN reveals six folios worth ₹9 lakh across four fund houses.
Mutual fund holdings are linked to PAN. The CAS aggregates them. Transmission to nominees or heirs then happens folio by folio.
His PAN Access to his email or a registered email Bank statements for SIP debits Demat account (funds can also be held there)
Not checking because "he only did FDs."
Bank branches in Kerala sold funds widely; check statements from every bank for SIP debits.
CAS request → six folios found → transmission filed with death certificate and nominee KYC → units transferred in 6–8 weeks.
If funds were held in a demat account, the demat transmission route applies instead.
Request CAS with PAN List the folios File transmission with each fund house
How do I claim a deceased parent's mutual funds? My father owned shares. How do I find the demat account?
Family support
RBI guidance on deceased depositors' claims and UDGAM portal · SEBI/AMFI transmission procedures · IRDAI claim guidelines · Kerala Registration and Revenue Department procedures for legal heirship · Indian Succession Act / Hindu Succession Act as applicable Rates, limits and whether you may qualify change. Confirm with the official source. Ask Kerala Rising: Start with a Family Asset Inventory. Send us what you know so far. even a name and a bank. and we will help you work through every place worth checking. WhatsApp +1 443 595 9000 · keralarising.com Kerala Rising › Family › After a death · After a death 6
This page is general orientation, not personal insurance, investment, medical, legal, lending, tax, or professional advice. Rules, rates, benefits, and claim or application decisions can change. Confirm the current position with the named official source and use a licensed or qualified professional where your situation requires one. Kerala Rising does not decide whether you may qualify, approve claims, or promise an outcome.