Answer Book question
Depending on income and circumstances: the state widow pension, family pension if the husband was a government or organised-sector employee, EPS family pension from EPF, PMJJBY/PMSBY payouts if enrolled, KASP health cover, and various Social Justice Department schemes for housing, daughters' marriage and self-employment. whether you may qualify is fragmented; check each.
Depending on income and circumstances: the state widow pension, family pension if the husband was a government or organised-sector employee, EPS family pension from EPF, PMJJBY/PMSBY payouts if enrolled, KASP health cover, and various Social Justice Department schemes for housing, daughters' marriage and self-employment. whether you may qualify is fragmented; check each.
A widow in Adoor receives nothing for eight months because nobody told her about the widow pension or the EPS family pension from her husband's factory job. Both were due from the month of death.
Benefits sit across state social security, central pension schemes, employer benefits and insurance. Each has its own form and office: village office/panchayat, EPFO, employer, insurer.
State widow pension (income criteria) EPS family pension via EPFO Employer family pension/gratuity PMJJBY/PMSBY enrolment KASP Social Justice Department schemes
Applying late; some benefits are not backdated indefinitely.
Kerala Rising's "check everything my mother may now qualify for" service exists for this exact situation. The Akshaya centre and the panchayat office are the first stops.
Widow pension + EPS family pension + one-time insurance payouts + KASP card, all applied for in one month with help.
Income thresholds exclude some; employer schemes depend on the husband's job. Check rather than assume.
List the husband's employment history Apply at the panchayat and EPFO Check insurance enrolments
My father died. What financial things should we check first? What happens to a business when the proprietor dies?
Family support · Senior-citizen services · Women & girls
RBI guidance on deceased depositors' claims and UDGAM portal · SEBI/AMFI transmission procedures · IRDAI claim guidelines · Kerala Registration and Revenue Department procedures for legal heirship · Indian Succession Act / Hindu Succession Act as applicable Rates, limits and whether you may qualify change. Confirm with the official source. Ask Kerala Rising: Start with a Family Asset Inventory. Send us what you know so far. even a name and a bank. and we will help you work through every place worth checking. WhatsApp +1 443 595 9000 · keralarising.com Kerala Rising › Family › After a death · After a death 22
This page is general orientation, not personal insurance, investment, medical, legal, lending, tax, or professional advice. Rules, rates, benefits, and claim or application decisions can change. Confirm the current position with the named official source and use a licensed or qualified professional where your situation requires one. Kerala Rising does not decide whether you may qualify, approve claims, or promise an outcome.