KERALA RISING · FROM EXPORTING PEOPLE TO EXPORTING IDEAS safe segments accrue to the driver’s record and to their auto-stand, school, college, or depot. WHAT THE AI CONFIRMS Helmet or seatbelt presence, and that the rider is the registered participant. Lane and junction behaviour from the clip, no wrong-side travel, no box-blocking. No handheld phone use; speed within posted limits where road-segment data is available. Kerala, a morning in 2028 A school gate in Thrissur, 8:10 a.m. The auto drivers on the morning route wear helmets and queue without blocking the junction. A small sign lists this month’s top-rated drivers on the route; parents recognise the names and prefer them. An eighteen-year-old shows his mother his safe-streak before she hands over the bike. His college is third on the inter-college safety leaderboard this term and he wants the points more than he would admit. An insurer’s field officer reviews a corridor’s aggregate safety score, audited, not selfreported, and prices a community two-wheeler 129