Answer Book question
Passports and visas, PAN and Aadhaar, OCI if applicable, all Indian bank and investment account details, property title deeds and tax receipts, insurance policies (Indian and foreign), the POA, the will, the Gulf employment and end-of-service documents, and the family inventory page. One physical folder in Kerala and one digital copy accessible from abroad.
Passports and visas, PAN and Aadhaar, OCI if applicable, all Indian bank and investment account details, property title deeds and tax receipts, insurance policies (Indian and foreign), the POA, the will, the Gulf employment and end-of-service documents, and the family inventory page. One physical folder in Kerala and one digital copy accessible from abroad.
When a Gulf worker dies, his family in Kerala cannot find his labour card, end-of-service support you may qualify for details or Gulf bank account information. The embassy process takes a year.
Cross-border families have two jurisdictions of paperwork. Both need an index.
Indian documents folder Gulf/foreign documents folder Digital copy Two people know the location
The Gulf-side documents.
NORKA Roots assists with death and repatriation matters; having the documents ready shortens every process.
Two folders, one drive, one index page.
None.
Build both folders Share the index
What financial documents should elderly parents tell their children about? I own property in Kerala but live abroad. What should I organise?
NRIs & returning Malayalis · Documents
RBI FEMA regulations on NRE/NRO/RFC accounts · Income Tax Act residency provisions · SEBI/AMFI rules on NRI investment · NORKA Roots schemes · Kerala Rising is not a tax adviser; residency and tax questions need a CA Rates, limits and whether you may qualify change. Confirm with the official source. Ask Kerala Rising: Tell us your return date, which accounts you hold, and whether you still earn abroad. We will give you the housekeeping list and flag what needs a CA. WhatsApp +1 443 595 9000 · keralarising.com Kerala Rising › NRI · NRI 20
This page is general orientation, not personal insurance, investment, medical, legal, lending, tax, or professional advice. Rules, rates, benefits, and claim or application decisions can change. Confirm the current position with the named official source and use a licensed or qualified professional where your situation requires one. Kerala Rising does not decide whether you may qualify, approve claims, or promise an outcome.